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Profile photo of a State Farm Agent named: Ryan Waggener
State Farm® Insurance Agent

Ryan Waggener

(760) 814-2480
2710 Loker Ave W
Ste 210
Carlsbad, CA 92010

Palomar Airport

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
Call us 24 hours a day!


2710 Loker Ave W
Ste 210
Carlsbad, CA 92010


English, Spanish

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MOVING TO CALIFORNIA? CALL US!!! I was born and raised in the community of Elfin Forest, California (east of Encinitas, CA). I am a 2nd generation State Farm Agent, a small business owner, a husband, avid fisherman, photographer, and nature enthusiast. I am proud to call myself a State Farm Agent, something I will be for decades to come. While our office is located in Carlsbad, CA we do business throughout the entire state of CA. We are committed to meeting your needs for appropriate yet fantastic insurance coverage. We currently do business for Life Insurance, MediGap, Auto Insurance and more via phone, email and text and through the State Farm app! I'd love the opportunity to earn your business! We look forward to seeing you soon and surveying your State Farm Insurance needs.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products


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Living in California my entire life has taught me the importance of having the correct insurance for the unique circumstances we have in this state. Whether it's a wildfire, traffic accident, business mishap, or death in the family... I am here to help inform you of the options available to you, to have your State Farm Insurance policies bear the brunt of the massive financial impacts and not your own wallet.

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My dynamic team of licensed Agent Team Members is waiting for your call, email, or text. From a wide variety of backgrounds, everyone brings something different to the table but the common theme is the desire to get you and your family's coverage to a better place than it is now. With State Farm's fantastic set of policy contracts, we can build a coverage package that is affordable yet flexible enough to handle both small and extremely large claims. Our commitment to our customer's well-being is what makes us one of the highest rated State Farm Agent offices in the country (see our Google reviews). We look forward to hearing from you today!

Zachary Hefner State Farm Agent Team Member

Zachary Hefner

Personal Account Representative

I have been a part of Ryan's team since 2022, helping new and current customers navigate through the complexities of their insurance coverage, as well as starting new insurance policies/coverage when needed. My goal is to help make the lives of our customers a little less stressful when it comes to their insurance coverage. I am here to translate the insurance jargon and suggest proper avenues of properly covering the lives and assets that our customers care about most.

Allie Krohn State Farm Agent Team Member

Allie Krohn

I have been a part of Ryan's team since 2022, keeping our customers up to speed via text, email and phone call, with the various "alerts" that may pop up with their insurance policies over time. I ensure that doing business with Ryan's Agency is as easy for our customers as possible.


Jake Adams

Account Representative

Available Positions

Click to view all of Ryan's current openings!

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.