Life Insurance in and around Carlsbad
Coverage for your loved ones' sake
Life happens. Don't wait.

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- carlsbad
- california
- san diego
- encinitas
- del mar
- solana beach
- la jolla
- rancho santa fe
- fairbanks ranch
- poway
- oceanside
- san clemente
- dana point
- laguna beach
- san fransisco
Protect Those You Love Most
Do you know what funerals cost these days? Most people aren't aware that the median cost of a funeral in this country is $8,500. That’s a heavy burden to carry when they are facing grief and pain. If your loved ones cannot meet that need, they may fall into debt following your passing. With a life insurance policy from State Farm, your family can be okay, even without your income. Whether it pays off debts, keeps paying for your home or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones.
Coverage for your loved ones' sake
Life happens. Don't wait.

Put Those Worries To Rest
And State Farm Agent Ryan Waggener is ready to help design a policy to meet you specific needs, whether you want coverage for a specific number of years or coverage for a specific time frame. Whichever one you choose, life insurance from State Farm will be there to help your loved ones keeping going, even when you can't be there.
State Farm offers a great option for a person who thought they couldn't qualify for life insurance: Guaranteed Issue Final Expense. This coverage can prove useful by covering final expenses like medical bills or funeral costs, ensuring that your loved ones won't have to bear the burden. For more information, contact Ryan Waggener, your local State Farm agent and see how you can be there for your loved ones—no matter what.
Have More Questions About Life Insurance?
Call Ryan at (760) 814-2480 or visit our FAQ page.
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Simple Insights®
How to use life insurance to help a special needs child or adult
How to use life insurance to help a special needs child or adult
From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.
Three main misconceptions people have about life insurance
Three main misconceptions people have about life insurance
Three Main Misconceptions People Have About Life Insurance - State Farm®

Ryan Waggener
State Farm® Insurance Agent
Simple Insights®
How to use life insurance to help a special needs child or adult
How to use life insurance to help a special needs child or adult
From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.
Three main misconceptions people have about life insurance
Three main misconceptions people have about life insurance
Three Main Misconceptions People Have About Life Insurance - State Farm®